Effective Date: September 1, 2025
Last Updated: November 23, 2025

These Terms of Service (“Terms”) govern your access to and use of the website located at www.fundingsolutionservices.com (the “Site”) and all related services, content, tools, and features (collectively, the “Services”), which are operated by Funding Solutions Services, LLC (“Funding Solutions Services,” “we,” “our,” or “us”).

By using our Site or Services, you agree to these Terms of Service and our Privacy Policy. If you do not agree, please discontinue use of the Site and Services.

1. Eligibility

You must be at least 18 years old and legally capable of entering into a binding agreement to use our Site and Services. By using the Site, you represent and warrant that you meet these eligibility requirements.

2. Our Services

Funding Solutions Services provides financial products and advisory solutions designed for small businesses, including:

Small business loans

SBA loan assistance

Lines of credit

Credit enhancement services

Bookkeeping and business support services

Access to co-branded or third-party partner services

We reserve the right to modify, update, or discontinue any aspect of our Services at any time.

3. Application Submissions

By submitting an application or inquiry through the Site, you agree that:

All information you provide is accurate, current, and complete.

We may verify your information through credit bureaus, bank data, identity verification services, and other sources.

You authorize us to contact you by phone, email, or SMS regarding your inquiry, application, or related services—even if your number appears on a “Do Not Call” registry.

Approval for financial products is not guaranteed and is subject to underwriting standards, risk assessment, and compliance review.

4. Use of Third-Party Services

Some Services may be offered in partnership with unaffiliated third parties. When you interact with these offerings:

You consent to us sharing your information with the applicable partners to fulfill your request.

The partner’s own terms of use and privacy policy will apply to your use of their services.

We are not responsible for the accuracy, availability, or performance of third-party content or products.

5. Intellectual Property

All content on the Site—including text, graphics, images, videos, software, and logos—is the property of Funding Solutions Services or its licensors and is protected by copyright, trademark, and other applicable laws.

You may not reproduce, distribute, modify, or commercially exploit any content without our prior written permission.

6. Prohibited Conduct

You agree not to:

Use the Site or Services for unlawful, fraudulent, or harmful purposes.

Provide false, misleading, or incomplete information.

Interfere with or disrupt Site operations, including distributing malware or using automated data-scraping tools.

Attempt to gain unauthorized access to our systems, networks, or user data.

We reserve the right to restrict or terminate your access to the Site or Services for violating these Terms.

7. Disclaimers

The Site and Services are provided “as is” and “as available.” We do not guarantee:

Approval for any financial product

Continuous, secure, or error-free access to the Site

The accuracy of third-party content or service descriptions

To the fullest extent permitted by law, we disclaim all warranties, express or implied.

8. Limitation of Liability

To the maximum extent allowed by law, Funding Solutions Services is not liable for any indirect, incidental, consequential, or punitive damages arising from:

Your use of or inability to use the Site or Services

Unauthorized access to or misuse of your information

Actions or omissions of third-party service providers

Our total liability to you for any claim shall not exceed the amount you paid, if any, to access or use the Services.

9. Indemnification

You agree to indemnify and hold harmless Funding Solutions Services, its employees, officers, affiliates, and agents from any claims, losses, liabilities, or damages resulting from:

Your violation of these Terms

Your misuse of the Site or Services

Your infringement of any third-party rights

10. Changes to These Terms of Use

We may update or revise these Terms periodically. If significant changes are made, we may notify you by:

Email

A notice on the Site

In-app or on-site alerts

Continued use of the Site after such updates constitutes acceptance of the revised Terms.

11. Governing Law

These Terms are governed by the laws of the State of Kentucky, without regard to conflict of law principles. Any disputes shall be resolved exclusively in the state or federal courts located in Middlesex County, New Jersey.

12. Contact Us

If you have questions about these Terms of Use, please contact us directly on our contact us page.